Sales
Quatrro's processing platform can enable real-time pricing with "best offer" based upon an instant rate comparison at par. In addition, product eligibility analysis helps match borrowers to programs using applicant information and underwriting guidelines.

Loan Set-up
You can lock a loan and easily amend or extend a loan lock using Quatrro's technology platform. Upload and submit a loan application to our processing platform by using a standard 3.2 file and Faxing a signed 1003. Capable of supporting both retail and wholesale lending, our off-shore processing center can set-up and prescreen loan files, ordering credit, fraud checks, property valuation and process files through DU/LP in preparation for underwriting.

Underwriting
Staffed by experienced loan professionals, Quatrro's on-shore processing center can effectively underwrite loans, following prescribed guidelines and lender underwriting policies. The underwriting file can always be reviewed electronically as part of your final approval.

Customer Service
Quatrro technology can provide customer service representatives access to electronic loan files, where underwriting stipulations can be reviewed and resolved with brokers or loan agents. As conditions are satisfied, documentary evidence can be easily uploaded or Faxed for final underwriting review. When completed, the loan file can be electronically forwarded for ordering docs.

Docs and funding
When the file is released by your team, Quatrro's off-shore processing facility can prescreen loan files and prepare files for closing docs, including the ordering of flood policies among other tasks. When ready, closing docs can be prepared and shipped, Faxed or electronically delivered. Using Quatrro's loan processing platform, you can review the closing package, then wire funds to complete the loan.

Scan and ship
Quatrro's on-shore processing center can receive final closing docs and scan and upload loan documents into electronic files, which are racked and stacked in accordance with investor guidelines. Shipping is scheduled based upon the lock expiration date. Paperless loan files can then be electronically shipped to investors.

Purchase clearing
Our on-shore processing center can review suspense conditions made by investors. Conditions can be satisfied and cleared, and all documents needed for final purchase can be electronically forwarded to the appropriate investors. Quatrro can also reconcile investor lock against the purchase advice.

Trailing docs
Quatrro's on-shore processing center can collect the recorded deed of trust and the title insurance policy, scanning all documents into the electronic file and ship trailing documents to investors.

Servicing
Both interim and long-term servicing support functions, such as borrower inquiries regarding pay-off and related processing, will soon be available from Quatrro. We're also adding reverse-annuity mortgages to our end-to-end processing and technology platform solution.

Loss mitigation
Soon, Quatrro will be able to provide loss mitigation services from its on-shore and off-shore processing centers.