TERMS OF USE

Application and Acceptance of Terms


The following terms and conditions of use (these "Terms of Use") are terms of a legal agreement between you and Quatrro Mortgage Inc. and govern your use of and access to Quatrro Mortgage Inc. website and online information, QPrism portal Crystal Ball portal and Eagle Eye portal via all content provided on or through the aforesaid portals, Mobile site and Mobile Apps except where expressly provided otherwise. By accessing, browsing and/or using this site and associated websites, online properties, mobile sites, mobile Apps and links (collectively, the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. If you do not agree to these Terms of Use, do not use the Site.

QPrism, Crystal Ball and Eagle Eye are the trademarks and/or registered service marks of Quatrro Mortgage Inc (“Quatrro”).

Quatrro Mortgage Inc. provides mortgage loan processing services to multiple clients in the Mortgage domain.

The brand imagery, brand elements and the look and feel of the QPrism Portal, Crystal Ball Portal and Eagle Eye (including all page headers, custom graphics, button icons, and scripts) are proprietary to Quatrro and may not be copied, imitated, or used (in whole or in part) without Quatrro´s prior written permission. All other trademarks, registered trademarks, company names, product names and brand names are the property of their respective owners, and Quatrro disclaims any ownership in such third-party marks. The use of any third party trademarks, logos, or brand names is for informational purposes only, and does not imply an endorsement by Quatrro or vice versa or that such trademark owner has authorized Quatrro to promote its products or services.

Disclaimers

The Site and all information and material contained on the Site or made available through the Site are provided on an "as is" and "as available" basis. Quatrro, QPrism, Crystal Ball, Eagle Eye makes no representation or warranty of any kind whatsoever and disclaims all warranties and representations, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular use or purpose, accuracy, non-infringement or operation or that the QPrism Portal, Crystal Ball Portal and Eagle Eye will be available on a, timely, continuous, secure or error-free basis. Quatrro, QPrism Portal, Crystal Ball Portal and Eagle Eye does not guarantee the Site and the material and information contained on the Site will be without error or defect. Any content accessed, downloaded or otherwise obtained on or through the use of the Site shall be at your own discretion and risk. Quatrro shall not have any liability whatsoever for any damage to your device, gadgets, computer system or loss of data software destruction etc. that results from the download or use of content. You agree that you take full responsibility for your use of the Site.

Quatrro makes no warranty that (i) its service will meet your requirements, (ii) its services will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of its services will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through its services will meet your expectations, or (v) any errors in the technology will be corrected.

Hyperlink Disclaimers

As a convenience to you, the Site may provide links to other websites operated by other entities (collectively, the "Linked Sites"). If you use any Linked Site, you will leave the Site. If you decide to visit any Linked Site, you do so at your own risk. Linked Sites, regardless of the linking form (e.g., hotlinks, hypertext links, IMG links) are not maintained, controlled or otherwise governed by Quatrro. The content, accuracy, opinions expressed and other links provided by Linked Sites are not investigated, verified, monitored, or endorsed by Quatrro. Quatrro does not endorse or make any representation regarding or warrant any information, goods and/or services appearing or offered on any Linked Site. Links do not imply that Quatrro or the Site sponsors, endorses, is affiliated or associated with, or is a licensee of any trademark, trade name, logo or copyrighted work displayed in or accessible through the Linked Sites, or that any Linked Site is authorized to use any trademark, trade name, logo or copyright symbol of Quatrro or any of its affiliates or subsidiaries. Quatrro is neither responsible for nor will it be liable under any theory based upon any Linked Site, any information or content found on any Linked Site, or any site linked to or from any Linked Site.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL QUATRRO/QPRISM BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE SITE OR THE CONTENTS THEREOF INCLUDINNG THE MATERIALS ON THE SITE, EVEN IF QUATRRO OR A QUATRRO AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE SITE OR CONTENTS THEREOF INCLUDING THE MATERIALS ON THE SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OFYOUR EQUIPMENT OR DATA, YOU ASSUME ANY AND ALL COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend, and hold harmless Quatrro and its affiliates, employees, and licensors from and against any and all claims and expenses, including reasonable attorneys' fees, arising out of or related in any way to your use of the Site, violation of these Terms of Use, violation of any law or regulation, or violation of any proprietary or privacy right.

Acceptable Use Policy

Quatrro’s Acceptable Use Policy (available at  www.quatrromortgage.com/privacypolicy.php) (hereinafter referred as the “AUP”) sets forth additional requirements for your use of the QPrism Portal, Crystal Ball Portal and Eagle Eye. The AUP is an integral part of these Terms of Use and is intended to be read in conjunction with these terms.

Privacy

Quatrro’s Privacy Policy will apply to your use of the Site. The terms of Quatrro’s Privacy Policy are made a part of these terms; please review Quatrro’s Privacy Policy and related information about your privacy and Quatrro’s use of your information by clicking on the links on the left side of this page. You acknowledge and agree that you are responsible at all times for maintaining the confidentiality and protection of your account and password information if such information is applicable to your use of the Site. You are also responsible for adequately restricting the use and access to your computer, smart phone, or other device used to access the Site and all activity that occurs under your account due to your failure to protect such information.

Our Transmissions

Any material, information or idea you transmit to or post on the Site by any means will be treated as non-confidential and non-proprietary, and may be disseminated or used by Quatrro or its affiliates for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products. Quatrro may monitor, record or otherwise capture and maintain a record of your site session for quality control or other purposes. Notwithstanding the foregoing, all personal data provided to or captured by Quatrro online will be handled in accordance with Quatrro’s Privacy Policy. You are prohibited from posting or transmitting to or from the Site any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other material that could give rise to any civil or criminal liability under the law.

Governing Law

You agree that any claim relating to the Site and the materials contained on the Site, related to your access and use of the Site, or relating to these Terms of Use will be governed by the laws of the State of New York without regard to conflicts of laws principles. You agree to submit to the jurisdiction of the courts located in New York.